• Buying,  Market,  Realtor,  Selling

    How To Find a Great Realtor

    Have you ever bought or sold a home? If so, you undoubtedly learned a lot during the process. Now imagine doing that 20, 30, 40 even 50 times a year! If that was the case you would have a lot of knowledge, perhaps even be an ‘expert’ in the industry! Well, that is exactly what we as Realtors do – help hundreds of Buyers and Sellers and share our knowledge, experience and expertise.

    KNOWLEDGE

    A great Realtor will be a great knowledge resource. We have access to many tools to collect and keep up with market data, current trends and industry information. We know how to negotiate the details of your transaction. We are professionals in the real estate industry and understand the transaction processes, contract preparation and presentation. Cash for houses North Richland Hills Tx. We have education, years of experience and hundreds if not thousands of transactions under our belt!

    FIDUCIARY

    When you have a contractual relationship with a Realtor, it means that they MUST put your interests above their own. We will help you simplify the process and not bore you or exhaust you with the details – the research, communication coordination, the planning, and all of the tasks behind the scenes. Indeed, a good Realtor will be a buffer for you from all of the internal ‘drama’ that goes on with negotiations, mortgage and title issues, the principals of the transactions, inspection and appraisal issues, financing ‘hiccups’ and most recently, TRID issues.

    ADVOCACY

    A good Realtor will put themselves ‘in your shoes’. They will listen to you and gather information regarding your wants and needs in a home, timing of your purchase, as well as your current financial, employment and familial situations. Realizing that every client is different and understanding each one’s needs and situation is an art form. Meeting those needs and exceeding expectations is what makes a Realtor ‘great’! My motto has always been ‘underpromise and overdeliver’!

    PROTECTION

    It is a Realtor’s job to protect their clients interest. It is easy for Buyer’s to get distracted from their original goals and exceed their original budgets when they get caught up in the frenzy of the market. A great Realtor will keep you grounded and remind you of your goals even when you are being pulled in other directions. A Realtor will protect your privacy and your information and only dislose to 3rd parties information that you authorize. You will also be protected from conflict, with your Realtor Agent functioning as your buffer when conflicts and emotions run high. Taking the ’emotion out’ of the transaction is our job.

    NEGOTIATION SKILLS

    Your Realtor will use their training and years of experience to negotiate and gain the best outcome for you. Keeping you grounded and in a good negotiation position, while balancing everyone’s emotions is an ‘art’ and they will become your spokesperson, all the while putting you in a position to ‘win’. Getting that offer accepted and to the closing table doesn’t happen by chance. Hiring an experienced, savvy and ethical Realtor will save you thousands of dollars, more than a few grey hairs and many sleepless nights!

    Real estate is not a profession for the weak of heart. It requires long hours, time spent away from family on evenings and weekends, social sacrifice, constant learning and continuing education, serious dedication, nerves of steel and a ethical, pure heart. We are entreupenuers. But most of all we are people too, just like you. We experience the same thrills you do when we help you find the perfect home and you sign the final signature on the closing documents, when we deliver the keys and when we are invited into your home after the closing to see how you have made a ‘house your home’. We also despair right along with you when you lose out in that multiple offer situation, when inspections don’t go well or there are financing hiccups. We spend a lot of time worrying about whether we are meeting your expectations, our clients needs and our level of service. A great Realtor brings value to the transaction and will be the greatest resource you have to achieving your real estate goals. Put us to work for you – we are ready!

  • Buying,  Market,  Mortgage,  New Home

    Is Now The Time To Buy a Home?

    When you see all those “for sale” signs pop up in your neighborhood — and then see them change to “under contract” shortly afterward — it’s easy to feel like you’re missing out if you’re not buying a home this summer. So, you run the numbers, spend nights scrolling through listings, and start to imagine your new life in your dream home.

    There’s just one thing: you may not be ready to buy a home right now. While most real estate agents point to a hot market (and still low-interest rates) as a good reason to start making offers, there are more factors that go into this big life decision. The real estate agents that automatically tell you that NOW is the right time to buy a home can’t know that without knowing the specifics of your situation.

    Before going down a long and stressful journey, let’s go through some scenarios that might help you decide if it’s the right or the wrong time for you to buy a home

    We buy ugly houses Coconut Creek Fl

    You have to get very creative to afford a down payment.

    Let’s face it: Saving enough for a 20% down payment on a home can be a daunting challenge. While many loans allow for lower down payments, these also often come with “hidden expenses” that add to your monthly mortgage costs such as private mortgage insurance (PMI) or higher interest rates. While every homeowner-to-be anticipates making sacrifices to afford their home, you don’t want to be in a position where affording your monthly mortgage payment requires serious hardship.

    In addition, your monthly mortgage payment isn’t the only expensive line item in your budget: you’ll need to be able to afford maintenance, furniture, and emergency repairs big and small.

    Your friends are all buying homes and you feel left out.

    This is a big one. When everyone else is buying new places, it’s easy to fall down the spiral of judging yourself because you’re not doing the same. However, the grass may seem greener on the other side of that “sold” sign. Your friends may be showing off their new digs, but not telling you how they’ve had to put off going on vacation for at least a decade in order to afford it. Or, they may be able to afford it, but they’re not the ones who will be paying your mortgage. Don’t fall for peer pressure if your current place fits your needs right now.

    Everyone keeps telling you you’re “throwing money away” on rent.

    It’s true that you do build equity after you buy a home, but it can take years before you see an effect on your net worth. If you need to move (for work, a relationship, family, or because the home doesn’t suit your needs) before you have positive equity in your home, then you won’t enjoy the boost in net worth. If you value flexibility more at this stage in your life, then renting makes more sense. You can build your net worth in other ways too, like contributing to a savings account, 401k, or other investments.

    You have no idea what your current home is worth.

    Sometimes the market is just not in your favor right now, and there might be little changes you can make that can increase the value of the home you’re currently in. Get a free and accurate home value report from one of our team members if you’re unsure or haven’t checked your home’s value in a while.

    You’re focused on the style of the home rather than the lifestyle of homeownership.

    You’ve passed by a certain home dozens of times and find yourself looking through the listing photos more often than you look at photos of your family and friends. You’ve mentally re-decorated and decided exactly where you’ll put your sofa. Fun, right? Now imagine waking up at 7 AM on a Saturday to mow the lawn, fix the toilet in the master bathroom, and find out what’s making that creaking noise in the attic. Or, having to cancel your weekend get-together with friends because your water heater decided to stop working and a repair person can’t get there until later in the week. Not as fun. Home maintenance is an ongoing project filled with unglamorous tasks that you may not be ready for just yet.

    Your dream home will significantly add to your commute.

    While you may not think you’ll mind that extra hour on the road each way in order to have a garage to call your own, it’s likely you’ll feel differently after the novelty of the new home wears off. Though there are always trade-offs with homeownership, one involving location requires a huge life change — so it isn’t one to take lightly or rush into. This is also true when it comes to moving to a drastically different kind of area or any time you have to also consider a change of school systems.

    The very idea of moving makes you panic.

    Even if you can afford the down payment, have leftover money for emergencies, are okay with the lifestyle change of homeownership, and have found a new home that offers way more than your current place, you still may not be emotionally ready to buy a home. Something to consider: if you’re feeling anxious or overwhelmed about the idea, or it’s causing conflict with your significant other, a timeout may be needed. Pick a date in the future to revisit the idea of buying a home, then see how you feel. If your gut says you’re ready, get in touch with a real estate agent who will find you a home that’ll make you excited to make the big move.